Advice

Getting the right funding method for your new car can seem like a daunting prospect. At Monorep we have a dedicated Finance and Insurance manager, Angela Ariss who can guide you through the range of funding methods for your vehicle to ensure you get the deal that’s right for you. Before you start the process it can help if you have thought about your requirements.

DECIDE WHAT YOU NEED!

It may seem obvious, but the first step is to think about what type of vehicle is right for you. Make a list of what you need the car to do. For example do you have a baby? Do you need a big boot? Do you have a large family or is it just for you? Do you want Diesel, Petrol or Gas etc.

DECIDE ON A BALL PARK MONTHLY BUDGET

Think about your monthly income and expenses to decide on a realistic monthly payment. As well as straight hire purchase, we offer schemes that can lower your monthly cost and offer flexibility such as Vauxhall choices so ask about all the options.

DECIDE ON A DEPOSIT

In addition to a straight cash deposit, you can also use the value of your existing vehicle towards a deposit on your new vehicle. From time to time Vauxhall often run “Finance Deposit Allowances” which go towards lowering your monthly payments. Depending on the model you require and the offer available sometimes these can be even more attractive than 0%!!

For further advice you can contact Angela on 020 8836 3033 or at angela.ariss@monorep.co.uk